Key Responsibilities
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Coordinate with the marketing team to verify customer information and documents
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Conduct due diligence on loan customers to ensure accuracy and reliability
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Perform financial and credit analysis of businesses and individuals to evaluate repayment capacity
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Assess risks across all types of loan customers and recommend mitigation measures
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Prepare detailed credit appraisal reports with recommendations using loan processing systems
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Ensure compliance with internal credit policies and external regulatory requirements
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Provide feedback to improve loan products, credit risk tools, and assessment methodologies
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Support management in maintaining portfolio quality and minimizing delinquency
Qualifications & Requirements
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Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field
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2–4 years’ experience in credit analysis or risk management in a commercial bank or NBFI
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Strong knowledge of financial statements, cash flow analysis, and credit risk assessment
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Familiarity with local business environment and lending practices in Myanmar
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Proficient in MS Excel with experience in loan processing systems
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Excellent analytical, decision-making, and problem-solving skills
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Strong communication and report-writing abilities in both English and Myanmar
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High integrity, with the ability to work independently and under pressure